To accept Apple Pay at your premises, you’ll need a POS system that’s able to accept contactless payments. POS provider Clover How to accept Apple Pay Then, the customer can verify their identity with a Face ID, Touch ID or passcode to complete the purchase without manually entering any card details. If a customer is shopping on an iPhone, iPad or Mac while using the Safari browser, they can use the “Pay with Apple Pay” button on a vendor’s website to prompt the Apple Pay script. The device’s NFC chip transmits an encrypted virtual account number to the POS.Īnother way that Apple Pay can be used for purchases is online or in an app. First, a customer can pay for a purchase in-person by simply holding the phone or watch over a contactless reader. There are two ways in which a customer can use Apple Pay to complete a transaction. Apple Pay then securely stores the card details, including the card number, expiration date and PIN code. Users open the app and follow a series of prompts to load and verify their card information. What is Apple Pay?Īpple Pay is a contactless payment that’s available on Apple devices like the iPhone and Apple Watch. If you’re interested in accepting Apple Pay at your enterprise, here’s what you need to know to get started. Mobile wallets have seen widespread adoption outside the U.S., but the pandemic has accelerated interest in contactless payments and made Apple Pay a more popular way to pay. Data shows that 51% of iPhone users have activated Apple Pay, up from 48% in 2019. Getty Images/ferrantraiteĪpple Pay is becoming an increasingly popular way for consumers to pay at businesses. The pandemic has accelerated interest in contactless payments, making Apple Pay an increasingly popular way for customers to pay for purchases.
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